IMPORTANT NOTICE:

It is not compulsory for the clauses/wordings to be used as drafted nor are they intended to replace the exercise of independent judgement. It is the responsibility of each individual company to judge their own circumstances when deciding whether or not to use this clause. Advice should be sought from legal advisors for clarification of the use and the intention of these wordings. The IUA does not accept any responsibility for the subsequent interpretation of the clauses/wordings. Comments/guidance notes are included purely for information purposes only. When using the suggested inserts in wordings where provided please ensure that the insert is coherent with the rest of the wording.

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